Situations where you might need advice and are encouraged to call my office during the year.

• Change or leave a job- begin collecting unemployment
• Before receiving a distribution from a 401K, IRA or pension plan.
• Buy or sell a house or rental property
• Receive an inheritance
• Need Estate Planning
• Start, sell or close a small business
• Giving or receiving a gift over $13,000
• Retire or start receiving Social Security
• Anytime your investment time horizon changes
• Have a new child
• Have a change in your marital status
• Receive a notice from the IRS or State Dept. of Revenue
• Any situation where you just want to talk, or get a second opinion